

After a few years, this could be as much as 60% off your car insurance so think carefully before claiming for minor issues like scratched paintwork. Building up a no claims bonus – every year you go without making a claim gives you a discount off your premium.If you rarely drive your car, short-term car insurance may be more suitable for you. Being accurate about mileage – overestimating mileage can push up your premium (the more miles you cover the greater the risk of an accident) so it helps to be as accurate as possible.

